A data-driven review of eXp Realty's commission structure, CAP, monthly fees, and revenue share program — based entirely on eXp's own published documentation.
80/20
Commission Split
$16,000
Annual CAP
$85/mo
Monthly Tech Fee
$250/deal
Post-CAP Fee
eXp Realty is the largest cloud-based brokerage in the world by agent count, with over 85,000 agents across the U.S. as of 2024. Founded in 2009, eXp operates entirely virtually — there are no physical office locations. Agents access training, collaboration, and compliance tools through a virtual campus platform called eXp World.
eXp's model is built around three revenue streams for agents: commission income, revenue share (a form of multi-level compensation for recruiting agents), and stock awards. The combination of these three streams is the core of eXp's recruiting pitch.
This review focuses on the Texas market and is based on eXp's own published documentation, including their 2024 U.S. Average Income Disclosure Statement.
| Fee | Amount | Notes |
|---|---|---|
| Commission split | 20% to eXp | On every transaction until CAP is hit |
| Annual CAP | $16,000 | After paying $16K in splits, agent keeps 100% |
| Technology fee | $85/month ($1,020/yr) | Charged regardless of production |
| Post-CAP transaction fee | $250/deal | After CAP; max $5,000/yr post-CAP |
| E&O insurance | $40/transaction | Errors & Omissions coverage |
| Broker review fee | $25/transaction | Per-transaction compliance review |
| CAP reset | Annual (anniversary date) | CAP resets each year on join date |
Source: eXp Realty official documentation and 2024 U.S. Average Income Disclosure Statement.
eXp's revenue share program is its most heavily marketed feature. Agents earn a percentage of the commission income generated by agents they recruit — and agents those recruits bring in, up to 7 tiers deep. The pitch: build a downline and earn passive income.
29%
of eXp agents earned $0 in revenue share in 2023
Source: eXp 2024 IDS
$1,189
median annual revenue share for those who earned any
Source: eXp 2024 IDS
7 tiers
deep — requires significant recruiting to earn meaningful income
Source: eXp compensation plan
The Bottom Line on Revenue Share
Revenue share requires active recruiting to generate meaningful income. Agents who join eXp to sell real estate — not to build a recruiting downline — are unlikely to see significant revenue share income. The median earner made $1,189 for the year. That is $99/month — less than the monthly tech fee.
Pros
✓No physical desk fees
✓CAP reachable at $80K GCI
✓Stock award program (ICON award)
✓National brand recognition
✓Virtual model — work from anywhere
✓Strong agent community
Cons
✗$85/mo tech fee regardless of production
✗Revenue share requires recruiting
✗29% of agents earned $0 in rev share (2024)
✗$250/deal post-CAP fee
✗No in-person office or mentorship
✗CAP resets annually on anniversary date
eXp Realty agents in Texas start on an 80/20 commission split. After paying $16,000 in splits (the annual CAP), agents pay a $250 per-transaction fee for the remainder of the year, capped at $5,000 in post-CAP fees.
The eXp Realty annual CAP is $16,000. To hit the CAP on an 80/20 split, an agent needs approximately $80,000 in gross commission income (GCI) — roughly 8–9 average Texas transactions at $9,000 per deal.
eXp Realty charges a $85/month technology fee to all agents, regardless of production. This fee is charged even if the agent closes zero transactions. Over a year, this totals $1,020 in fixed costs before any commission is earned.
According to eXp Realty's own 2024 U.S. Average Income Disclosure Statement, 29% of eXp agents earned $0 in revenue share in 2023. The median revenue share earner received $1,189 for the year. Only a small fraction of agents earn meaningful revenue share income.
eXp Realty can work for new agents who are self-motivated and comfortable with a virtual environment. However, the $85/month tech fee is charged regardless of production, meaning a new agent who closes zero transactions still pays $1,020 per year. New agents who need in-person mentorship may find the virtual model challenging.
Compare to TBS
Request the TBS pricing sheet and calculate your exact annual savings compared to eXp's 80/20 split and $85/month tech fee.
Editorial Disclosure & Sources
Texas Broker Sponsor™ is a competing broker sponsorship service. This review is written for educational purposes and based on publicly available data: eXp Realty 2024 U.S. Average Income Disclosure Statement; eXp official compensation plan documentation. Fee structures may vary. Verify all information directly with eXp Realty before making a sponsorship decision.